Author: helpusell

Help-U-Sell has teamed up with Bank of America to ensure that you have access to the personal service and information you need to help your clients make a well-informed home financing decision. Bank of America is committed to responsible lending, and can help qualified homebuyers become satisfied and successful homeowners.

Bank of America offers a variety of mortgage solutions, including:

• Low down payments on FHA loans

• Fixed or adjustable-rate loan programs

• Jumbo mortgages with loan amounts up to $5 million1

• Financing for second homes and investment properties

Contact your dedicated MLO today to learn how Bank of America could help find a mortgage solution for your clients.  And be sure to ask them for valuable home financing signage to place inside your open homes.

1 For loan amounts greater than $2 million: prior to closing, borrower must provide documentation of reserves held in a Bank of America and/or Merrill Lynch account totaling a minimum of 24 months of principal, interest, taxes, insurance (homeowners, hazard, mortgage insurance, etc.) and assessments (homeowners association fees/dues/special assessments) related to subject loan/property. Two separate full appraisals are required. Good or excellent credit required, including proof of recent consistent mortgage payment history. Loan to value, cash out limits, and property type restrictions apply, ask for details. Not available on all loan programs. Other restrictions apply.

© 2010 Bank of America Corporation AR103085

Bank of America, N.A. and the other business/organization mentioned in this advertisement are not affiliated; each company is independently responsible for the products and services it offers.

Bank of America, N.A., Member FDIC. Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Let our experience help your homebuyers achieve their homeownership goals

We know that buying a home is a big step. That’s why we’re committed to helping your homebuyers find the right mortgage solution for their situation. We are proud to be able to offer products and services that could help make the home buying process easier and more affordable, and we are dedicated to providing VA loans to qualified veterans. Program features include:

• Loans up to $417,000 nationwide with higher limits in high-cost areas¹; 100% financing available nationwide
• No down payment required with full entitlement
• Flexible income, employment and savings requirements
• Fixed and adjustable-rate programs available

In addition, many first mortgages used for home purchase and home equity loans can include an optional loan protection feature called Borrowers Protection Plan.(r) This feature can help borrowers protect their most valuable asset from sudden income losses that can result from involuntary unemployment, disability, hospitalization and loss of life

Ask about the one-year, no-cost Borrowers Protection Plan offer.^2,3

 

Help your homebuyers get the home loan they need from the bank they trust.

For more information, please direct your homebuyers to contact the dedicated HUS Concierge Team at 1.866.596.2917

1 Loan limits vary according to area median sales price. Ask for details.

2 Borrowers Protection Plan is available on many first mortgages used for home purchase and home equity loans, up to $500,000. This one-year, no-cost protection offer applies to one borrower for each eligible loan. The offer does not apply for Borrowers Protection Plan on non-purchase home equity loans or home equity lines of credit fixed rate loan options. Ask for details.

3 Purchase of Borrowers Protection Plan is optional.

Whether or not your homebuyers purchase Borrowers Protection Plan will not affect their application for credit or the terms of any existing credit agreement they have with Bank of America. Additional information will be provided before your homebuyers are required to pay for Borrowers Protection Plan. This information will include a copy of the Addendum, which is the contract containing the terms of Borrowers Protection Plan.

There are eligibility requirements, conditions and exclusions that may prevent your homebuyers from receiving benefits under Borrowers Protection Plan. Your homebuyers should carefully review the Addendum for a full explanation of the terms of Borrowers Protection Plan. Borrowers Protection Plan is not available on all loan types or amounts.

THIS INFORMATION IS INTENDED FOR MORTGAGE, REAL ESTATE AND/OR BUILDER PROFESSIONAL USE ONLY AND IS NOT AUTHORIZED FOR CONSUMER OR PUBLIC DISTRIBUTION. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. ARR0F594

 

 

 

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